Secure data architecture
A governed data layer that shares only what policy allows, configurable per partner and per field. Every value is shared, masked, or escalated, with a full audit trail.
Streamline Payments
Across Financial Institutions
The ultimate coordination layer between financial institutions and payment rails
AI Stops at the Edge of the Institution. Payments Don't
Every day, millions of legitimate payments are delayed because of the increasing fragmentation in the financial ecosystem.
Institutions have invested heavily in AI and automation internally; however, payments don't stop at institutional boundaries.
Any cross-institutional transfer requires endless PDFs and emails back-and-forth.
The result: massive operational costs, customer friction, and slow money movement.
The value isn't trapped inside institutions. It's trapped between them.
- $250T+
- moving across borders every year by 2027
- 10-30 days
- for a single answer between financial institutions today
One platform
From data ingestion to cross-institutional decisions
Qterra powers end-to-end payment resolution across institutions, securely exchanging only the information each party chooses to share.
Context-aware AI agents
Agents that understand each institution's context and connect the dots. They route each question to the right source and draft a grounded answer.
Intelligent decision engine
Resolves cases automatically, clearing what it can on the data available and escalating only what truly needs a human. It takes the case to a cleared decision, with none of the back-and-forth.
Solutions
Reinvent how financial institutions coordinate money movement
Business transactions
A cross-border payment sits on hold, waiting on one answer from another institution: a beneficial owner, a source of funds, a missing document, a sanctions question. An operational gap as often as a compliance one. Qterra routes the question to the counterparty and brings the answer back. The hold clears in minutes.
10-30 daystominutesWolfsberg benchmark for a correspondent answer
demo data
Trade finance
Three in four letter-of-credit presentations carry a discrepancy, and the goods sit at port while the parties work it out. Qterra reads every document, flags each mismatch against the credit terms in seconds, and routes the case for resolution.
2-4 weekstounder a dayFrom flag to resolution, with no email, PDF, or phone call
demo data
Embedded quality management
Embedded QA checks that the data behind every transaction is complete and the right information was used, and flags whatever needs a second look.
Spot checkstofull coverageEvery transaction reviewed for quality, automatically
demo data
Where Qterra sits
A new layer above the rails and across institutions
The layer on topQterra
The ultimate coordination layer across financial institutions and payment rails
Payment rails
ACHSWIFTFedNowCHIPSCLSDTCCTokenized rails
Institutions
BanksPayment PlatformsFintechsDigital AssetsWalletsExchanges
The team
Built by a team that has lived this problem
Backgrounds from
See a cross-institution case clear in minutes
Book a 30-minute walkthrough with the founding team
and watch the platform run on a real case.